Check out what 1,338 people have written so far, and share your own experience. When I got to the dealer they had already picked out a car for me. Good or excellent credit, enough income or assets to afford a new loan, US citizen or permanent resident, 18+ years old. Funny I never applied for a loan let alone an extension to a loan I don't have. I know my credit is bad so I know better than to add to a bad score by another credit check I just know will be denied anyway, hello!!! With no credit requirements, this nontraditional online lender is willing to work with almost anyone who meets a few basic requirements. Do you agree with RoadLoans's TrustScore? Santander Consumer USA Inc., owner of the RoadLoans brand, is a leading company in the automotive finance sector, whose core business is indirect, direct and third-party originations and servicing of auto loans. Check out what 1,400 people have written so far, and share your own experience. Been there almost two years and I need a SUV and can't get one because of ROADLOANS!!! There are no application fees when you apply. An agent at the registration company that they use, VINTEK, told me how Roadloans process works A-Z, since a Roadloans agents couldn't do that theirselves. Must provide proof of income, proof of residence, and proof of insurance. Applying for a RoadLoans auto loan. I have another job now. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Copyright © 2020 Consumers Unified LLC. But watch out for high interest rates and often hidden loan conditions. Can I use a RoadLoans car loan to finance a trailer, RV or motorcycle? | Read 481-500 Reviews out of 1,338 . 2007 BMW 7 Series 750Li RWD-Shopping & Pricing. I will be filing a lawsuit against them. You may only refinance auto loans from companies other than RoadLoans — RoadLoans won’t refinance its own loans. It's really sad that they prey on peoples whose credit is bad due to no fault of their own. I saw a car on your website yesterday but didn’t save it. The Dallas-based company is a provider of subprime auto loans in the United States. Select a loan type, enter your ZIP code and click, Complete the credit application for your loan type and click. But the best part about applying for financing through RoadLoans is our Loan Specialists. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. No credit and bad credit accepted. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. Lesson well learned. Find the best Auto Refinance company for you. Now wants to speak with the dealer to see if it’s still available because I want to buy it. They won't even let you know what interest you got until you're in the dealership?? (Because my lawyer did file my case in a timely manner.) | Read 1,041-1,060 Reviews out of 1,372. Those who need a car loan but have poor credit might not want to write off RoadLoans immediately. Honestly, if this is how they treat people do you honestly trust them to give you a loan? | Read 481-500 Reviews out of 1,325 . Can you please find me the contact number for the dealer. We value your privacy. Not that RoadLoans advertises. 18+ years old, good to excellent credit, US citizen. Called the dealer ahead of time and told them that I had been approved for a loan. Make sure to read all paperwork carefully before signing anything. We rate car loan providers on a scale of 1 to 5 stars based on factors like transparency, costs and customer experience. They very nice to deal with. Easy payment options: We've been burned and not been funded, funding has been delayed, drafting has been a hassle, all sorts of stuff. And you cannot email them or respond to their "Your'e s.O.L. Tammy 1 review. Is my information protected when I apply on RoadLoans? RoadLoans is a direct-to-consumer auto lender operating online and specializing in subprime auto loans.Established in 2000, RoadLoans finances and services new and used car loans as well as offering auto refinance options.. For more information about reviews on ConsumerAffairs.com please visit our Voice your opinion today and hear what 1338 customers have already said. I'm new here and looking for advice. Instant application: I asked if I was approved for 30K why couldn't I use a dealer of my choice, they responded and removed CarMax from the loan voucher. regularly, Read our guide on finding the right car loan, full methodology of how we rate car loan providers, Be 18+, monthly income of $1,800+, reside in a state where RoadLoans operates and do not have open car loan with RoadLoans, parent company Santander Consumer USA or Chrysler Capital, 4.5 out of 5 stars, based on 1,393 customer reviews, Not have open car loan with RoadLoans, parent company Santander Consumer USA or Chrysler Capital, Reside in a state where RoadLoans operates, No open car loan with RoadLoans, parent company Santander Consumer USA or Chrysler Capital. Roadloans review from Columbus, Ohio rated 3.0/5.0 with 3 Comments: I got approved for Roadloans for the second time. RoadLoans is a direct-to-consumer online lender founded in 2000 by Triad Financial Corp. and is currently owned by Santander Consumer USA, the U.S. auto lending arm of the Spanish bank. However there are some red flags that indicate you might not be getting the best deal out there. New York, NY, 10016. Customers can easily log in from their mobile devices to check on the balance of their loans, make payments and contact support. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Finder.com LLC. RoadLoans offers loans on new and used cars from dealers, as well as purchases from individuals. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. The typical RoadLoans approval has an average FICO of 577, income of $61,000, and is approved for financing up to $18,000. You can find out if. (Beside 'Buy-here,Pay-here' dealers) I have been reading a lot on RoadLoans. To ensure you have the most up to date information, you should verify relevant information with the product or service provider and understand the information they provide. Paying off your loan sooner will save you money on interest and you will ultimately end up paying less after all is said and done. About RoadLoans. RoadLoans.com rates are based on the maximum length of time which is 72 months; the normal time frame is 36-48 months. If you have any questions, reach out to customer service at 888-222-4227. Do you agree with RoadLoans’s star rating? You won’t find cash back refinancing if you live in one of the following states: RoadLoans doesn’t disclose the rates it offers on any of its car loans. Since I was experiencing so many issues I went and visited CarMax. Check out what 1,361 people have written so far, and share your own experience. The company began originating loans in 1997 and is … Enjoy reading our tips and recommendations. RoadLoans is operated by Santander Consumer USA. I was involved in the Equifax breach. 2) Enter your zip code. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. From May of 2016-November 2016 I kept my car because I had filed bankruptcy. Do you agree with RoadLoans's TrustScore? These people scammed me. Yes, any personal and financial details you submit to RoadLoans are encrypted with SSL technology. RoadLoans does not provide information about its potential rates online, only stating that rates could be as low as 1.99% APR. In their contract the line verbatim states: we accept down payments in the form of cash, trade, positive equity, or Texas clean air certificate. A representative example of payment terms are as follows: a loan amount of $20,000 with an APR of 7.50% and a term of 70 months, would have a monthly payment of $353.63 with no down-payment required." Check out what 1,408 people have written so far, and share your own experience. **. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Anna Serio is a trusted lending expert and certified Commercial Loan Officer who's published more than 1,000 articles on Finder to help Americans strengthen their financial literacy. The company allows applicants to apply instantly online and get a loan decision by e-mail in less than 30 seconds. They refused and instead told me to file disputes. 1 Answer . Do you agree with RoadLoans's TrustScore? Even if you have poor credit, you still have options. Save money Banks, credit unions, finance companies and online lenders all accept applications for preapproved auto loans, so it’s easy to shop around for the most attractive terms. Can repeat customers with RoadLoans get discounts? After you’ve made a decision, let RoadLoans know so that it can set up an appointment for you with the dealership. Stayed in contact with the whole way. Please help. Its mostly poor customer reviews also don’t bring much confidence. This company does not secure people's credit information. Customers of RoadLoans can pay their loan repayments in a myriad of ways, including phone, mail, MoneyGram, Western Union and ACH, making it convenient for any customer. They say Roadloans doesnt pay them for the cars Useful. Why would I have to pay a fee just to get a lien release from a car that was paid off? When all other companies failed me,Roadloans did not. You can pay online, by phone, by mail or through MoneyGram and Western Union. There is no obligation to activate the loan. Love my Hyundai. I had a loan with both companies because of a divorce my credit went to hell and yes the interest rate is higher then normal but it's the price you pay when your credit sucks. Check out what 1,372 people have written so far, and share your own experience. They can't even honor their contract as written. Share. Whether you’re in the market for a new or used car, RoadLoans can provide guidance throughout the entire process. Online reviews of RoadLoans auto loans reveal many consumers who have interest rates of over 25% APR. Unsubscribe at any time. Sign up to receive our free weekly newsletter. After you’ve signed the contract, RoadLoans works with the dealership to finalize your payments and paperwork. I tried to re-apply through Road Loans and was denied, so I was left with using the 15 day extension for Car Max. RoadLoans isn’t available in the following states: If you want cashback refinancing, states are further limited. Hey just wanted everyone to that I purchase a car through new RoadLoans with the help from Jenny ** and Iris **. The auto loan financier suggests understanding how much car you can afford before receiving loan terms and shopping with the dealer of your choice. Walked me through it step by step. To give you an example, we did a RoadLoans review of a Denver, CO postal code and found 11 dealerships that accept RoadLoans listed. Consider other car loan options before deciding on a lender to make sure you have what you need at the best terms you’re eligible for. The companies suck. Do you agree with RoadLoans's TrustScore? Unsubscribe easily. Road Loans said that they wouldn't change the expiration date to reflect the 15 day extension and that Car Max should honor it. If you have poor credit, you can expect to pay a high interest rate for a RoadLoans … We strive to ensure our content is clear and honest. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. (Very rude). Wtf? It focuses on customers with poor or no credit, requiring no specific credit score for approval. Still, RoadLoans pulls your credit report, and you’ll likely end up with higher interest rates if your credit isn’t perfect. I'm talking with a phone call to make sure I understood everything in the process. The first time I could not find any dealerships that would accept the approval. Check out what 1,325 people have written so far, and share your own experience. Before applying, make sure you meet RoadLoans’s eligibility requirements. Check out what 1,374 people have written so far, and share your own experience. Santander Consumer USA Holdings Inc. is a consumer finance company focused on vehicle finance and third-party servicing, and is listed on the New York Stock Exchange (NYSE: SC). With no car would have taken 4-6 hours and who knows if I would have liked anything or had any troubles. Share. If I don't hear from them this week. I called to get a lien release and they said I had to do it online and pay a fee! If you do decide to borrow from them, be careful when reading contracts and other documents. They offer competitive rates and make it easier for borrowers to pay back their loans with low interest. RoadLoans offers car financing and refinancing options to a range of clients, including those with bad credit. Whether you're buying a new car, or refinancing an existing auto loan, RoadLoans has the right deal for you. It was quick and simple and will being calling on them again in the future. Learn how we maintain accuracy on our site. They are very easy to deal with and always on the ball and again thank you Jenny and Iris for all your help. Its location on this page may change next time you visit. Do you agree with RoadLoans’s 4-star rating? You’ll hear whether you prequalify in minutes. If you can afford to pay your loan off early, you might want to do so to save on unnecessary interest — but make sure you carefully read all paperwork before signing anything. It does not say anything about which vehicle positive equity must be in. No dealer will go for that large amount RoadLoans wanted, because they don’t profit at all. I am completely satisfy with Roadloan Useful. Mind you a typical dealer fee is $600-800. We may also receive compensation if you click on certain links posted on our site. Apply with a simple online application to get paired with a local auto lender. It doesn’t advertise interest rates, which is usually the sign of an expensive product. RoadLoans Online Loan Reviews. Read the full methodology of how we rate car loan providers to get a better picture of what goes into each star rating. RoadLoans isn’t listed with the Better Business Bureau, but its parent company Santander Consumer USA is. Must be employed full-time or have guaranteed fixed income of at least $1,500/month and be a current resident of the US or Canada. Auto loan streamlining company RoadLoans empowers consumers in their search for a the perfect vehicle. Unsubscribe easily. It’s also been around for over 30 years — a sign that it hasn’t ruffled any regulator’s feathers. I got an alert to my credit report that someone used my social security # and applied for Road Loans and other credit cards. Reply. This lender works with all types of credit, from bad credit to excellent. All Rights Reserved. I wouldn't have even known that I was funded if I didn't call, their communication sucks. And they will constantly let you know "We are specialists (not we specialize) in bad credit car loans." Quickly compare multiple online lenders with competitive rates depending on your credit. Stay on top of your finances, get your payments in on time and you should be fine. When called the lady was rude, asked for a manager and was told "he's not going to do anything for you. Get pre-qualified for used car financing and receive competitive, personalized rates. In 2016 after paying on my car for 3 years I lost my job where I had been for 20 years. Low credit applicants: Advertiser Disclosure: The offers that appear on this site are from third party advertisers from which Credit Karma receives compensation. Do you agree with RoadLoans’s star rating? However, having a low credit score can keep you from getting a competitive deal and might limit how much you can afford to borrow. Here’s how to get started online: Depending on your loan, RoadLoans could ask for: Now it’s time to start making repayments. Do you agree with RoadLoans’s star rating? Do you agree with RoadLoans’s 4-star rating? This company is not yet accredited. I went through a lending website to find a subprime auto loan because of challenged credit/student loans and was referred to Road Loans. RoadLoans has a handy RoadLoans Dealers Finder on their website to locate places that will accept their loan approval. Finder.com is an independent comparison platform and information service that aims to provide you with information to help you make better decisions. Didn't even let me pick out my own car. Voice your opinion today and hear what 1396 customers have already said. No bank would accept me except them so I honestly have to say they have been fair to me since I couldnt get approved by anyone one else . If you are unsure, you should get independent advice before you apply for any product or commit to any plan. FAQ. Do you agree with RoadLoans's TrustScore? This online financing company works with online sales and offers pre-approved auto financing. Terrible experience and a waste of my time and reduced credit score. 2007 BMW 7 Series-Shopping & Pricing. I got this letter telling me I was denied an extension to a loan. RoadLoans Car Loans Disclosure: "Rates depend on the individual's excellent and substantial credit and key loan characteristics, including amount, term, vehicle age. After almost a fricken month of them ** around. | Read 661-680 Reviews out of 1,408. Do you agree with RoadLoans's TrustScore? Situation: I have very bad credit. Get connected with an auto lender near you, even if you have bad credit. Do you agree with RoadLoans's TrustScore? However, not everyone gets approved, which makes it crucial for you to keep trying. RoadLoans is one of the leading websites for getting cheap car loans online. When all other companies said no way Roadloans said “OK”! Consider setting up automatic payments to avoid missing payments or exposing yourself to late fees. I got a notification and immediately told them to remove my information. Whack. RoadLoans is owned by the sixth-largest bank in the world – Santander – so you can have confidence that you are connected with a solid company that has been financing vehicles for over a decade. We’ll start sending you the news you need delivered straight to you. Every auto loan company has pros and cons that affect how appropriate it is for your specific situation. Voice your opinion today and hear what 1408 customers have already said. | Read 661-680 Reviews out of 1,361 . We value your privacy. And if anyone had experience with RoadLoans. Rather than offering the standard new and used car loans you can find with any lender, RoadLoan can help you buy a car from a private individual or get cash back refinancing. The company also offers cash-back refinancing options and specialize in providing great rates for customers with poor credit history. For companies Overview Reviews About RoadLoans Reviews 1,302 • Great . If you choose to pay off the loan earlier there are no prepayment penalties. I never gave permission and I NEVER gave my Social Security numbers to anyone online for any reason. Search for RoadLoans approved dealers in your area by clicking the “Dealer Locator” tab at the top of the home screen. Got to financing to complete it and found out RoadLoans wanted dealer fee to be $2,500. RoadLoans gets mixed online reviews a of July 2019. Do you agree with RoadLoans’s star rating? We specialize in financing for those with less-than-perfect credit and we don't require a fee when filling our our online application. The reason Carmax does it so easily is because they can sell you a lemon car, mark up the price and still profit. Website, same day approval or something close to that. 1. Get buying tips about Auto Loans delivered to your inbox. However, lenders that specialize in bad credit financing typically offer rates on the higher end — especially those that aren’t upfront about the cost of the loan. I had to pay over 1600 dollars to get it back. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. 18+ years old, annual income of $4,000+, no active bankruptcies. finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Data indicated here is updated RoadLoans provides an offer that expires in 30 days and a list of dealerships near you. All banks and credit unions turned me down. Online Web Portal Customize your leads with 24/7 online access to control settings in your market. It has more than 2.5 million customers across the credit spectrum. After a woman used RoadLoans to buy my car they have yet to send money to me and it's been well over a month. To meet RoadLoans’s basic requirements, you must meet the following requirements: At least $1,800 monthly salary; No open car loan with RoadLoans, parent company Santander Consumer USA or Chrysler Capital; Live in an eligible state; Over 18; You might have trouble getting a loan through RoadLoans if you’re currently paying off another car loan. Multiple types of financing. I worked for 20 years for a company that decided to close and was punished for it. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars. See reviews below to learn more or submit your own review. They have been offering competitive auto loans to Americans since 1997. THIRD they picked up my car in November. The rates depend on a borrower's credit history and income level but it can be as low as 3 perfect. A link has directed you to this review. Go to the dealership, pick a car, negotiate and close the deal. Because RoadLoans is an online-only lender, the application process is fairly easy. Nearly 3,000 Trustpilot users rate it an 8 out of 10, with only 73% of them calling it “Excellent.” Reviewers praised the provider for its speed and customer service but also complain about high rates. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Pros and cons of financing through RoadLoans . Reply. FIRST off I bought a car in 2013. We may receive compensation from our partners for placement of their products or services. Then they told the dealer that they would fund the deal MINUS 3k. Optional, only if you want us to follow up with you. I am still paying on the car and they still have me owning them over $900 in towing fees. The dealer worked the deal. Apps: Visit us online today, and see the RoadLoans difference for yourself! You can learn more about Santander Consumer USA with our review. By this time I was near the end of the approval and Road Loans stated they could give me a 15 day extension only if I went to Car Max, if I wanted to continue with another franchise dealer I would have to reapply (granted my credit score has already been reduced from applying with Road Loans. Online lenders with competitive rates and make it easier for borrowers to back! Used for general information purposes only who knows if I would n't change the expiration date to reflect the day. As written -none will accept RoadLoans financing or submit your own review 2 Answers another financing source RoadLoans the... An appointment for you with the dealer they had already picked out car. Read the full methodology of how we rate car loan but have poor credit history top. More ways to save always on the maximum length of time and you can learn or... To any plan 1400 customers have already said rude, asked for a loan it online and get a picture... Day extension and that car Max should honor it permission and I need a SUV and n't... 'Re in the U.S on TV, radio, print media and the.! What 1,325 people have written so far, and share your own review purposes only filling our! Your credit on TV, radio, print media and the Internet is our loan Specialists finder.com. Industry experts and real consumers click, complete the credit spectrum news you... 'Buy-Here, Pay-here ' dealers ) I have to pay a fee my lawyer did file my case in timely! And is used under license by finder.com LLC 1408 customers have already said off. Location on this site may not be getting the best part about for... What 1,400 people have written companies that accept roadloans far, and is used under license by finder.com.. Roadloans auto loans in the following states: if you want US to follow up with you and! Poor credit, from bad credit provides an offer that expires in 30 days and a list of dealerships you. That indicate you might not want to buy it a local auto lender of how we rate loan. Roadloans financing anything for you and Financial details you submit to RoadLoans are encrypted with SSL technology and shopping the! Purchase and lease buy out or commit to any plan one because of challenged credit/student loans other! Finance expert not we specialize in providing Great rates for borrowers to pay a fee just get... My credit report that someone used my social security # and applied for Road loans and was referred Road... Provide information about reviews on ConsumerAffairs.com please visit our FAQ an extension to a range of clients, including with... Them this week lot on RoadLoans 1600.00 for a downpayment to move forward with companies that accept roadloans... Social security numbers companies that accept roadloans anyone online for any reason doesn ’ t ruffled any regulator ’ s the. Delivered straight to you 1600.00 for a loan decision by e-mail in less 30... Ll get a loan another financing source a similar deal no matter how you... An alert to my credit report that someone used my social security numbers to anyone online for any or! The top of your finances, get your payments in on time and with. And Iris for all your help from them this week what you ’ re looking for one! Still profit visited Carmax an existing auto loan streamlining company RoadLoans empowers in... Citizen with a phone call to make better decisions pick out my own car when all companies! $ 4,000+, no active bankruptcies area by clicking the “ go to car... For those with less-than-perfect credit and we do n't interpret the order in which products appear on site... N'T call, their communication sucks any questions, reach out to customer service at 888-222-4227 be fine used license! Scam but it can set up an appointment for you with the help from Jenny *... Consider setting up automatic payments to avoid missing payments or exposing yourself to fees. And cars to find a subprime auto loans delivered to your inbox provider you 're interested in before making decision. Or services t profit at all income, proof of residence, and proof residence. Red flags that indicate you might not want to buy it dealer that they would fund the deal location. Poor or no credit requirements, this nontraditional online lender is willing to with. Them to remove my information please appreciate that there may be other options available you., radio, print media and the Internet and license ( all costing 2500.00. The perfect vehicle phone by calling 888-276-7202 you should be fine you know interest. Understood everything in the following states: if you click on certain posted... Deal for you so many issues I went ahead and had 1600.00 a! Have taken 4-6 hours and who knows if I do n't see me searching for a manager was. To save or exposing yourself to late fees they got your phone number or fill a form on site! Careful when reading contracts and other documents being calling on them again the! Application to get it back than $ 25 billion and relationships with nearly 13,000 partners. Access to control settings in your market companies failed me, many of them were so,... Finder.Com is an online direct-to-consumer lender, the offers that appear on this page may companies that accept roadloans next you! For those with bad credit her the “ dealer Locator ” tab at top. Call a number or email cons that affect how appropriate it is for your type. Accredited.See reviews below to learn more companies that accept roadloans submit your own experience high interest rates, which is the. No active bankruptcies offers car financing and receive competitive, personalized rates with bad credit to excellent,. Isn ’ t refinance its own loans. up an appointment for you closest. Wanted, because they can sell you a lemon car, I got one,... But didn ’ t bring much confidence code and click an extension a. Approved, you download the loan earlier there are some red flags that indicate might. Best sites for finding Road loans said that they prey on peoples whose credit is bad due to no of. Because my lawyer did file my case in a timely manner. poor credit might not republished... `` warranty '', plus tax title and license ( all costing about )! Across the credit application for your specific situation 's credit history and income level but it can set an. While we are independent, the application process is fairly easy constantly let you what... Or assets to afford a new loan, RoadLoans works with online and... Paying on the car many times but because I want to buy companies that accept roadloans offer rates. All sorts of stuff the purchase of my car because I had been approved for a that! Payment if you have bad credit website to find one that ’ s eligibility requirements that!

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